Financing & Insurance

At Stubbs Dental we believe our patients deserve a healthy smile without the worry and stress that can be associated with treatment costs.

That is why our doctors accept a variety of payment options and dental financing plans.

If you or someone in your family is considering dental treatment, our team can help you navigate the various financing and insurance options so you can make a choice that fits your needs and budget. Stubbs Dental accepts a wide variety of dental financing plans, including CareCredit® and partnerships with local credit unions, such as Mountain America

A patient paying for his dental care with a credit card.
We accept a variety of payment and financing options.

Proceed Finance

The Proceed Finance model is simple – fully-funded, fast delivery financing and easy-to-understand terms, and the lowest rates for patients. Proceed offers low-interest rates, and repayment terms that last as long as 120 months, so you can find a way to make it work with your budget while improving your quality of life with the dental care you need. 


LendingPoint is a provider of unsecured personal loans for consumers across the credit spectrum. By combining technology, proprietary algorithms and data models, LendingPoint figured out how to say yes to more people. This non-FICO-based model of evaluating creditworthiness has given many deserving consumers the chance to get the loans they deserve. 


CareCredit® provides health and dental care financing that can help patients pay for dental treatments and procedures. With zero-interest plans available, patients can make small monthly payments until their treatment is paid in full. Patients can apply online before their office visit to find out if they are approved.

Credit Unions 

At Stubbs Dental, we provide exceptional dental payment plans and financing options through credit unions like Mountain America. While patients may need to apply for membership, our credit union partners offer flexible and affordable financing, often with low-interest loans. 


Cherry makes it easy to spread your payments out over time. Get approved in seconds and choose between flexible plans tailored to your budget, and up to 24 monthly payments! No hassle, no paperwork, and applying won’t affect your credit score. While exploring your options with our financial guru, you'll have the option to use Cherry, which qualifies patients for up to $10,000, has no hard credit check, and can offer zero percent financing to qualified customers. For example, a $10,000 purchase may cost $462.40/month over 24 months at 14.99% APR with $462.40 due at the time of purchase.

Cherry Monthly Payments at Stubbs Dental

Our knowledgeable healthcare investment team is available to answer any questions you may have and determine a payment plan that will effectively meet your needs and budget. To learn more about your payment options, contact us today.

At Stubbs Dental, we understand what a significant decision it is to spend money on your oral health. We believe that our patients deserve a healthy smile and should have access to high-quality dental care.  

Maximizing your Insurance Benefits

We ask that you realize we don't work for an insurance company, but we do work for 100% of our patients. Most insurance companies provide great benefits for our patients and were going to do everything we can to maximize your benefits. So please understand that the fees we charge and the treatment that we're going to recommend are specifically designed for your individual needs and never based on your insurance coverage.  

No Insurance? No Problem!

The Stubbs Dental Membership Benefits Program is designed to provide affordability and greater access to quality dental care. With your member benefits program there are:

  • No yearly maximums
  • No deductibles
  • No claim forms
  • No pre-authorization requirements
  • No pre-existing condition limitations 
  • Immediate eligibility (no waiting periods)
  • Free implant consultations 
  • Additional discounts

With plans for individuals, dual (parent/child or husband/wife), and families we have plans to fit your needs. 

Call us today to learn about plan coverage, and pricing, and to sign up today!

Stubbs Dental Membership Benefit Program
Stubbs Dental Implant Team

Stubbs Dental Implant Center

Your smile is one of your greatest assets. Give it the dental care it deserves to stay beautiful and healthy for years to come. At Stubbs Dental Implant Center, our dentists have the training, technology, and services to treat your entire family's needs in one office. Our dentists are some of the most awarded in Utah, and their accomplishments include:  

  • Best of State: Cosmetic Dentist 2023
  • Best of Salt City: Best Dentist, Best Cosmetic Dentist, Best Oral Surgeon, Best Surgery Center 2022
  • Best of SLC: Best Dentist 2022
  • Best of SLC: Best Employer For Veterans 2022
  • City Weekly's: Best Company That Gives Back 2021
  • Best of Northern Utah: 2022, 2021, & 2020
  • Gephardt Approved
  • + Many More

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